Insurance
PROTECTING OUR PLAYERs
For season 2017/18, all clubs are required to purchase Personal Accident Insurance as a condition of their affiliation with Cornwall FA , Public Liability Insurance continues to be subsidised by us for grassroots clubs in partnership with Bluefin Sport Insurance.
In 2013, The FA introduced a rule making it mandatory for adult eleven-a-side teams to have personal accident insurance in place each season. This was extended in 2017 to additionally cover youth teams. Public liability insurance is also mandatory, and all clubs should carry a limit of indemnity of no less than £10,000,000 for any one occurrence.
For full details on Insurance and affiliation please click HERE
BLUEFIN SPORT
If you have any questions regarding the insurance, please contact Bluefin Sport:
Telephone: (0845) 872 5060
* accidental death
* life cover
* permanent total disablement
* loss of sight, limbs, speech, hearing
* hospitalisation
* dental expenses
* weekly benefits for time off work
* broken bone benefits
For adult eleven-a-side teams, personal accident insurance is required which matches the Bluefin ‘Intermediate’ level of cover. For season 2017/18.
Each youth team is also now required to purchase Personal Accident Insurance, our recommended provider would be Bluefin and can be purchased from Basic Level to Superior Platinum.
We would recommend that you look at the range of benefits on offer as you may wish to upgrade your team’s cover. Bluefin Sport’s instalment facility can help you to spread the cost of your personal accident insurance. This does not stop clubs from seeking other insurance policies, although they will not receive the subsidised rate should they do so.
How do I purchase cover for my teams?
Clubs can purchase cover through the National Game Insurance Scheme via www.bluefinsport.co.uk/ngis.
Once you have purchased cover, you will be able to download your policy documents. You should save the PDF attachment to your computer. You will also receive an E-Mail attaching your policy documents. Included within the policy documents pack is a poster which can be displayed at your club’s premises so players are aware of the cover in force.
This allows you to purchase the cover at a much cheaper premium, whilst you also benefit from the wider cover of a policy which has been designed specifically with grassroots football in mind (please note that, for 2017/18, we have agreed to cover the cost of Bluefin ‘Countycover’ on behalf of all of our member clubs who require it). There are four elements of cover in this one unique package.
* Public Liability - £10,000,000
* Employers Liability - £10,000,000
* Officers and Committee Liability - £5,000,000
* Professional Indemnity - £10,000,000
Countycover does not cover player-to-player incidents. However, the cover does automatically include player-to-player legal defence costs only of up to £100,000 (it does not cover any award that may be given).
Important
* Please note that the Countycover products are only available to clubs and teams participating at Steps Five and below. If your club, or one of its teams, plays at Step Four and above, please contact Bluefin Sport as they can provide a separate quotation.
* Cover is not provided for the operation of licensed premises. This element of cover is usually provided under a commercial combined insurance policy or, alternatively, Bluefin Sport can provide a separate quotation.
How do I purchase cover?
Cover is included in your 2017/18 affiliation to Cornwall County FA. The system will record your purchase, and Cornwall County FA will send your ‘Evidence of Cover’ to you once payment has been received and your application has been accepted.
If you have questions about Insurance you can get in touch with us using the details to the right or you can get in touch with Bluefin the Insurance provider directly using the details above.
Get In Touch
Richard Pallot- Governance Manager
By Phone: 01208 296010
(9am - 5pm Monday - Friday)
By Email: richard.pallot@cornwallfa.com
