Legal Liabilities (including Public Liability) Insurance

For the season 2013-14 clubs will need to purchase Legal Liabilities insurance in order to affiliate to Cornwall County FA. Countycover / Countycover Plus can be purchased at the time of affiliation to Cornwall Football Association.

The Countycover scheme is available to affiliated clubs, leagues and match officials affiliated to the Association. Cover is arranged by the association as a group policy, so premiums are more affordable. This allows you to purchase the cover at a much cheaper premium, whilst you also benefit from the wider cover of a policy that has been designed specifically with grassroots football in mind.

Four elements of cover in one unique package

• Public liability - £10,000,000
• Employers liability - £10,000,000
• Officers and committee liability - £5,000,000
• Professional indemnity - £10,000,000

For further information, click here to download the Countycover/Countycover Plus brochure and here to read the full policy wording.

Clubs have the choice of opting for Countycover Plus - £39 per club or Countycover - £18 per club. 

Countycover Plus automatically includes ‘Player to Player’ for legal defence costs and awards up to £10,000,000. 

Countycover does not cover ‘Player to Player’ incidents. However it automatically includes Player to Player’ legal defence costs of up to £100,000 but excludes any damages legally awarded.


•  Please note that the Countycover products are only available to clubs and teams participating at steps 5 and below. If your club or one of its teams plays at Step 4 and above, please contact Bluefin Sport as they can provide a separate quotation.

•  Cover is not provided for the operation of a licensed premises. This element of cover is usually provided under a commercial combined insurance policy or alternatively, Bluefin Sport can provide a separate quotation.

How do I purchase cover?

County Cover can be purchased at the time of affiliation to Cornwall Football Association. The insurance premium of £39.00 or £18.00 needs to be enclosed together with your affiliation fees and forms.

Cornwall Football Association will send your Evidence of Cover to you once payment has been received and your application has been accepted.  

Who should I contact if I have any questions regarding the insurance?

Please contact Bluefin Sport:

T:  0845 872 5060

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The FA Discipline Handbook 2013-2014
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